Habitat Homeownership – Bend Redmond Habitat for Humanity

Homeownership is within reach.

At Bend-Redmond Habitat for Humanity, we’re building brighter futures for Central Oregon.

Our homebuyers don’t just purchase homes, they partner with us, qualifying for affordable mortgages and actively working alongside Habitat to achieve their dream of homeownership.

Through our program, hardworking individuals and families unlock the door to stability and opportunity, proving that with the right support, homeownership isn’t just a dream—it’s a reality!

The Process

Take a look at our Upcoming Communities or Past Communities
Review the Qualification Guidelines
Submit an Inquiry Form with current contact information
Watch the Informational Video
Attend a mortgage readiness workshop. Upcoming workshops will be sent via email and posted here.
Watch our Mortgage Readiness Videos:
- How to Calculate Your Gross Income
- How to Calculate Self-Employment Income
Apply for the Homeownership Program during an open application cycle. Dates vary based on construction schedule, 1-2 times each year.
If selected into the Partnership Program,
- Complete the program requirements
- Apply for your home loan
- Sign papers and move in!

Submit or update your pre-application Bear creek village information

How the process works Homeownership Information Zoom Meeting

tips & resources Sesión Informativa sobre Cómo Comprar Casa con Habitat

How does Habitat homeownership work?

Habitat makes homeownership possible for hardworking people who are priced out of the market. Future homeowners qualify based on need, ability to pay, and willingness to partner. They prepare through homebuyer education and walk alongside Habitat as active partners in the process.

Buyers purchase their homes with a mortgage tailored to their budget. Broad community support covers the gap between what it costs Habitat to build and what local families can afford. Together, we build homes, communities, and hope in Central Oregon.

Bend-Redmond Habitat Homeowner holding her young daughter

The Process

Take a look at our Upcoming Communities or Past Communities
Review the Qualification Guidelines
Submit (or update) a pre-application with current information
If you meet eligibility requirements, you will be invited to complete a full application
Watch the Informational Video Part 1 & Part 2 (Verlo en español)
If selected into the Partnership Program,
- Complete the program requirements
- Apply for your home loan
- Sign papers and move in!

* If you are not currently eligible or have questions, we encourage you to watch the videos on our TIPS & RESOURCES page and watch your email for invites to buyer-ready workshops.